Interest Free Credit
A full set of luggage can be a pretty big investment
That’s why we’ve made the load a little easier to carry with the option to pay
on finance at 0% interest!
Here are the Benefits you’ll enjoy with our Finance plan:
* Shop now and Pay later
* Interest Free payments
* No payments for 30 days
* Pay over 6 months or over 10 months
It’s easy to Pay on Finance, here’s how:
* Spend just £249 or more online * Select the V12 Finance option at checkout
* Complete the application form
* You’ll get an instant answer on the success of your application
Do I qualify to Pay on Finance?
* You have to be 18 years older
* You need to be a UK resident - resident in the UK for at least 3 years
* Your total order spend has to be at least £249 – this can be made up of multiple items and
can include delivery charges
* You should have a debit card/ credit registered in your name and to your address
* You are able to make regular repayments by Direct Debit
* You will need to be in regular employment (minimum of 16 hours per week)
There may be other conditions that affect the success of your application and more
information may be requested from you, for instance, proof of your income.
In some cases, V12 Retail Finance Limited ("V12") – our 3rd party financial services
provider may need more time to assess your application.
What if I’m not successful?
There are a number of reasons why your application may not be approved but you can still
make your purchase and pay in full using your debit/credit card.
Here are a few usual reasons why applications fail:
* Mis-typed/ incorrect information on your application form
* You don’t meet the eligibility criteria
* A poor credit score
* Your financial records show poor account performance with other lenders or too many
You can always appeal this application decision. To make your appeal process quicker,
please obtain a recent copy of your credit report before getting in touch with V12.
Appeals can be made by email to this address - firstname.lastname@example.org
For more advice on appeals call V12 Retail Finance Limited on 02920 468916
Finance Terms and Conditions
Global Luggage Co. offers this 0% finance plan through V12 Retail Finance Limited, our 3rd
party financial provider.
Stock will only be allocated once the application has been completed and approved. We
reserve the right to withdraw finance on certain products at any time.
If successful you’ll be asked to verify your identity with a 50p transaction (we won’t take
this money, this only serves to prove that your details are correct and protects you against
More about V12 Retail Finance Limited
V12 Retail Finance Limited is a long established, industry-leading 3rd party provider of
Retail Point of Sale Credit. V12 is the UK’s only specialist in this field of finance, with over
20 years of experience.
Successful applicants will enter a Credit Agreement with V12’s parent company, Secure
Trust Bank PLC. This will be administered by V12. V12 is authorised and regulated by the
Financial Conduct Authority. Secure Trust Bank PLC is authorised by the Prudential
Regulation Authority and regulated by both the Financial Conduct Authority and the
Prudential Regulation Authority, under registration no 204550.